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Do I need proof of auto insurance for NY vehicle registration? New York
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Register Car Auto Insurance Requirements
Yes. When visiting an NY DMV office for first-time vehicle registration, you must provide proof of car insurance by showing a New York State Insurance Identification Card (FS-20). This card can be a copy or a fax, provided its barcode is readable. You must get a Form FS-20 from an insurance company authorized to do business in the New York and present it to the NY DMV within 45 days of receiving it. The DMV will deny you car registration if you present an insurance card from an out-of-state company.When purchasing car insurance, make sure you meet the state's minimum coverage amounts:
- $25,000 for injury.
- $50,000 for death.
- $10,000 for property damage.
Insurance Penalties
If, for whatever reason, you drop your liability coverage, your insurance provider is required by law to notify the DMV. You'll then receive a letter from the DMV giving you 10 days to provide proof of insurance. If you cannot provide proof, you must surrender your license plates. Failure to do so will prompt state officials to suspend your DMV registration and your drivers license.
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