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The article has been updated successfully but requires approval before it is published.Do I need proof of auto insurance for NC vehicle registration? North Carolina
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Auto Insurance Requirements
Yes, all NC vehicles must carry adequate liability insurance and show proof prior to vehicle registration. Those amounts are:
- $30,000 for bodily injury for one person.
- $60,000 bodily injury for two or more people.
- $25,000 property damage.
These are the most minimal requirements; most people with assets need more. That way, if they’re in a serious accident, they won’t end up losing their homes as well. Talk to a qualified North Carolina insurance agent about your needs before you register car.
Proof of Insurance at Car Registration
When you go in for a DMV registration, you must show proof of auto insurance. The DMV accepts one of the following:
- The insurance company name and policy number.
- A Certificate of Insurance (FS-1) from an insurance company with a NC license.
In addition, the car insurance company will let the DMV know if your insurance lapses.
Car Insurance at Registration Renewal
You must provide your current insurance policy number when you renew your vehicle registration, no matter if you renew online, in person, or by mail.
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