After paying off an auto loan, how do I get the lien removed and title the vehicle in my name in CA? California

Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase.

  • You could save 15% or more
  • 24 hour claims service
  • Get a FREE instant quote, today!

Auto Loan Paid Off

Once you pay off your car loan, you may conduct a title transfer from the lienholder to you, the new owner.

Usually, after you make your last payment, the lienholder notifies the CA DMV of this and the lender sends you the title.

If the lienholder does not provide this service, then you must submit one of these items to the DMV yourself (all documents are available at a DMV office or online):

  • Signature of the lienholder on the actual title.
  • Lien Satisfied Statement form, which must be notarized and have the lienholder.
  • Notarized statement from the lienholder (with the car’s description) stating that they have no loan on the vehicle.

If the title is lost, then fill out the Application for Duplicate Title. Include the Lien Satisfied Statement notarized form.

Title Transfer Fee

The CA DMV charges $15 to transfer titles.

Can’t Find Your Loan Holder?

Sometimes banks go out of business and you can’t get anyone to sign off on your loan. The California DMV will still have a record of the lienholder owning your auto loans, and you’ll need to clear the car title.

To find your bank, track them down using your loan records, Bill of Sale, or Internet searches to see who bought the bank or who it merged with or where it moved. The DMV cannot release your title without authorization from this institution. If you do all this and still can't locate your bank, then ask the DMV for specific advice.

Visitor Comments

No visitor comments posted. Post a comment

Post Comment for "After paying off an auto loan, how do I get the lien removed and title the vehicle in my name in CA?"

To post a comment for this article, simply complete the form below. Fields marked with an asterisk are required.

User Opinions

No users have voted.

How would you rate this answer?



Thank you for rating this answer.

Continue
DMVAnswers.com (the Site) is a privately owned, for-profit Web site owned by OnlineGURU, Inc. The Site specifically disclaims any and all connection with any state bureau, division, or Department of Motor Vehicles, or any state or federal government agency. DMVAnswers.com does its best to get the correct information but does not claim responsibility for the accuracy of the information displayed herein. It is not complete or certified information. The information provided on DMVAnswers.com is not legal advice, DMVAnswers.com is not a lawyer referral service, and no attorney-client or confidential relationship is or should be formed by use of the site. Additionally, the Site expressly disclaims any and all liability for third party links or resources on the Site and any claims of negligence arising from same. For official information, please consult your state motor vehicle department.