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The article has been updated successfully but requires approval before it is published.After paying off an auto loan, how do I get the lien removed and title the vehicle in my name in IL? Illinois
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Auto Loans and Titles
To remove a lien from your car title after paying off the car loan, submit the following to the Illinois Secretary of State (SOS):- Either a lien clearance letter or a lien contract from your lienholder, declaring that your auto loan has been satisfied.
- A court order directing the SOS to issue you a duplicate title minus the lien or the lienholder's name. The court order must be signed by the judge who issued the order and/or reflect the filed stamp of the Clerk's Office and include your vehicle's year, make and VIN.
- A completed Application for Vehicle Transaction(s) (VSD 190). This cannot be downloaded. You can grab one from any SOS office, or call (800) 252-8980 and have it mailed to you.
- Check or money order for $95 title fee.
No bill of sale is required.
Deliver documents and payment to any SOS office. Or, if you prefer, mail to:
Office of the Secretary of State
Vehicle Services Department
501 S. Second St., Room 011
Springfield, IL 62756-6666
Why Remove Lien from Car Title?
Removing a lien from the title will save you time when selling the vehicle. During the title transfer you will need to provide proof that the lien has been satisfied. Waiting to do this during the title transfer could possibly delay the sale by several weeks.
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