After paying off an auto loan, how do I get the lien removed and title the vehicle in my name in PA? Pennsylvania

Complete Lien Removal and Title Transfer in PA

Contact the Pennsylvania Department of Transportation (PennDOT) after you have paid off your auto loan. The Pennsylvania (PA) Electronic Lien and Titling (ELT) system makes it easy for lienholders and car buyers to remove liens on titles after auto loans are paid off.

Ask the lienholder to complete the “Application for Duplicate Certificate of Title by Owner” (Form MV-380) after you pay off your car loan. The lienholder will complete the “satisfaction of lien and lien holder notarization” at the bottom of the form and submit the form to PennDOT electronically.

Upon receipt of the complete and notarized form MV-380 PennDOT will issue you a new title certificate that has the lien removed from the car title.

If the lienholder does not participate in the ELT program, ask the lienholder to complete Section D at the back of the title. This will include the date that you paid off the loan and submit the updated title to PennDOT.

The seller or lienholder will also pay a $22.50 title transfer fee to PennDOT. Upon receipt of the updated title, PennDOT will remove the lienholder from the title and issue you a new title certificate.

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