Do I have to pay for car insurance quotes?

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No, at least the reputable insurance companies do not charge a fee to provide a quote. If a company requires that you pay a fee or put down a deposit, it’s a good idea to look elsewhere.

Most car insurance agencies have local offices and online Web sites to assist current and new customers with car insurance quotes. If you call a local insurance agent and provide the type of car and some information on your driving record, the agent can typically provide you a quote over the phone in a few minutes. Likewise, if you go online, you can enter your car and driving information and get a free quote online in short period of time.

Some car insurance Web sites specialize in comparing prices of many car insurance agencies, so you enter your information one time and receive several quotes, all for free.

The bottom line for insurance companies is that it wants you to buy its product, just like shopping at grocery store, and just as unusual as it would be to charge someone to enter a grocery store, it’s also odd to charge someone to get car insurance quotes. Auto insurance agencies know that as the consumer, you have the right to compare prices and features and if their service requires something that their competitors do not, you will likely go elsewhere.

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