Your changes will require approval by an administrator before they are published.
The article has been updated successfully but requires approval before it is published.Last Updated 15th of April, 2010
Is car insurance cheaper if I don't drive every day?
|
Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase. 
|
Although the factors that go into each car insurance quote vary by company, most insurers ask how far you drive and how often you drive. The reasoning behind this question is simple. Driving farther and frequently increases the probability that a driver will be in an accident.
Therefore, drivers who commute farther to work will pay more than drivers who work out of the home or work relatively close to home. Reducing the miles you drive on a daily basis and the frequency you drive should reduce the risk that you will be in an accident and may be reflected in lower premiums.
Another potential savings for drivers seeking low rates due to their low driving mileage is per-mile insurance rates. At least 40 states in the U.S. are experimenting with legislation offering per-mileage rates for car insurance customers. The purpose of these new insurance offerings is to provide reasonable auto insurance rates for drivers such as the elderly, low-income drivers, and persons who drive infrequently. Checking with a state insurance office can help you verify if per-mile insurance rates are available in your state.
Therefore, drivers who commute farther to work will pay more than drivers who work out of the home or work relatively close to home. Reducing the miles you drive on a daily basis and the frequency you drive should reduce the risk that you will be in an accident and may be reflected in lower premiums.
Another potential savings for drivers seeking low rates due to their low driving mileage is per-mile insurance rates. At least 40 states in the U.S. are experimenting with legislation offering per-mileage rates for car insurance customers. The purpose of these new insurance offerings is to provide reasonable auto insurance rates for drivers such as the elderly, low-income drivers, and persons who drive infrequently. Checking with a state insurance office can help you verify if per-mile insurance rates are available in your state.
Post Comment for "Is car insurance cheaper if I don't drive every day?"
To post a comment for this article, simply complete the form below. Fields marked with an asterisk are required.
User Opinions
No users have voted.
Visitor Comments