What is the penalty for driving without insurance?

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You don't want to find out the penalty for driving without insurance while behind the wheel. The penalty will be severe. 

Penalties vary by state. In Delaware, for example, your license will be suspended for six months and you'll get hit with a minimum $1,500 fine. While in Utah, driving without auto insurance is considered a Class B misdemeanor, resulting in a suspended license, a minimum fine of $400 and subsequent reinstatement fines.   

If you're caught a second or third time operating without car insurance, the penalties, regardless of state, become even more severe, often resulting in jail time.   

You can find minimum insurance requirements on your state's DMV Web site. You'll also find detailed information on driver responsibility laws.


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