Do I need auto insurance to apply for an AR drivers license? Arkansas

New Driver Checklist
No, you don't need to provide proof of car insurance when you go for your driving test, or apply for your drivers license with the ODS. Because you're probably a teen - and don't own your car - you'll likely be covered under the policy of a parent or legal guardian.

So, that's one less thing for you to worry about as you attempt to gain your Arkansas driver license.

AR Auto Insurance Requirements

In case you're curious, here are the state minimum liability insurance coverage limits:

  • $25,000 per person for bodily injury.
  • $50,000 per accident.
  • $25,000 for property damage.

Getting Car Insurance Coverage

When it comes time for you to get your own auto policy, be sure to shop around to find the best insurance rates. You might be surprised at the different costs between providers. Some sites allow you to browse through insurance quotes from multiple providers, which can be a big timesaver.

Of course, cost is only one aspect to consider when evaluating an insurer; don't overlook customer service, accident forgiveness, claims payment history, and other matters.

Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase.

  • You could save 15% or more
  • 24 hour claims service
  • Get a FREE instant quote, today!

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