Last Updated 23rd of June, 2010

Do I need auto insurance to apply for a CO drivers license? Colorado

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CO Drivers License and Auto Insurance

On the day you test for your driver license, you must provide a vehicle with proof of car insurance coverage. You will not be allowed to test without it. This is not only a DMV requirement, but also a state law. Penalties for driving without auto insurance are steep. First time violators may be fined up to $500.

Colorado Car Insurance Requirements

State law requires all car owners to carry, at the minimum, the following auto insurance coverage:

  • $25,000 per person for bodily injury.
  • $50,000 per accident for bodily injury.
  • $15,000 per accident for property damage.
You must be covered by an insurance provider licensed to operate in Colorado. If you're in need of coverage be sure to shop around and compare insurance rates. You'll find that each company offers different insurance quotes, allowing you to find a rate that best suits your budget and vehicle situation.

Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase.

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