Do I need auto insurance to apply for a LA drivers license? Louisiana

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LA Driver License Auto Insurance Requirements

In order to obtain a Louisiana drivers license, you must submit proof of auto insurance for the vehicle you own. The minimum amount of car insurance required is as follows:

  • $15,000 bodily injury coverage for the injury or death of a single person.
  • $30,000 complete bodily injury coverage for all persons involved.
  • $25,000 property damage coverage per accident.

Finding Insurance Rates

In addition to the insurance rates published on The General Louisiana Auto Insurance website, insurance quotes are available online through a variety of carriers, many of which provide websites for you to compare rates online.

Showing Proof of Insurance

Louisiana drivers must carry proof of insurance and registration at all times when operating a motor vehicle. Acceptable proofs of insurance include:

  • A copy of the insurance policy.
  • The insurance binder.
  • Your insurance ID card.
  • The policy’s declarations page.
  • A written statement on company letterhead from your insurance provider.
Failure to provide proof of auto insurance and registration will result in a traffic ticket, license suspension, or vehicle impoundment. In order to retrieve your vehicle, or to reinstate a suspended license, you must submit proof of coverage to your local OMV.

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