The article has been updated successfully.Last Updated 28th of June, 2010
Do I need auto insurance to apply for a MD drivers license? Maryland
Auto Insurance and Your Maryland Driver License
You do not have to provide proof of car insurance when applying for a drivers license with the MVA. Proof, in the form of an insurance certification, is only required during vehicle registration.MD Car Insurance Requirements
By law, you must, at the very minimum, carry the following amounts of car insurance coverage:- $20,000 of bodily injury coverage for one person.
- $40,000 of bodily injury coverage for two or more people.
- $15,000 of property damage coverage.
If in the market for a new provider, be sure to shop around and compare insurance quotes. Each company has different insurance rates for different situations. By taking the time to compare quotes, you'll increase your chances of finding a policy that suits your budget and vehicle situation.
Maryland Car Insurance Penalties
Failing to provide proof of auto insurance could, depending on the circumstances, result in the following penalties:- Loss of license plates and vehicle registration.
- Uninsured penalty fees of $150 for the first 30 days, and $7 for each additional day.
- $25 vehicle registration restoration fee.
- $1,000 fine and/or one year in jail for providing false insurance information.
- Blocked from registering any future vehicles until all insurance violations are cleared.
- Blocked from renewing a suspended registration until all insurance violations are cleared.
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