Do I need auto insurance to apply for a MO drivers license? Missouri

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Auto Insurance and Your MO Drivers License

Providing proof of insurance is not required during the driver license application process. You only need to provide proof of car insurance when registering and titling.

Missouri Car Insurance Requirements

Auto insurance coverage is mandatory in Missouri. To legally comply, you must carry the following minimum amounts of liability insurance coverage:

  • $25,000 per person for bodily injury.
  • $50,000 per accident for bodily injury.
  • $10,000 per accident for property.
  • $25,000 of uninsured motorist coverage for bodily injury per person.
  • $50,000 of uninsured motorist coverage for bodily injury per accident.
If you allow your insurance coverage to lapse, the DOR will be, by law, immediately notified by your insurance provider.

Obtain Car Insurance Coverage

If you're in the market for a new insurance company, be sure to take the time to shop around online and compare insurance rates. Each company offers different insurance quotes for different situations. The more you shop the better your chances of finding an insurance package that meets your budget and vehicle situation.

Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase.

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  • Get a FREE instant quote, today!

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