What is the auto insurance cost per 1 point on my driving record?

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The auto insurance industry, and the individual insurance carriers, will decide what the auto insurance cost per 1 point is. The exact cost of car insurance depends on a variety of factors, such as the make and model of your car, your age, and your state.  In some cases, the more points you have on your driving record, the more your auto insurance will increase your rates.

If you’re not sure of how many points you have on your drivers license—perhaps you got a ticket years ago, and you car insurance rates are still high—go ahead and order a copy of your driving record. That way, you can ask for a discount if your points have gone down, or you will know why your insurance rates went up.

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