How do I know what to look at when getting a car insurance quote?

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When shopping for car insurance, get quotes from several different providers. Consider your needs, which will vary according to your situation. Will you need additional coverage to cover things like medical expenses and auto body damage? Is your car really old, so you just need basic coverage? Will a car loan need to be paid back in the event the car is totaled? 

Also ask what discounts they can offer you for being a good driver, taking a safety class, driving short distances, having multiple policies with the same carrier or even being a non-smoker. Compare the rates and choose the one that offers the best value for your dollar. Knowing what to look at when getting a car insurance quote will help you make the best decision.

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