Do I need auto insurance to apply for a TN drivers license? Tennessee

New Driver Checklist

Tennessee Driver License Auto Insurance Requirements

The Tennessee Department of Safety (DOS) requires that all motor vehicles operated in the state have adequate auto insurance coverage. Minimum levels of liability car insurance that you can have on your motor vehicle in Tennessee (TN) are:

  • Injury or death to one person: $25,000
  • Injury or death to two or more people: $50,000
  • Property damage: $15,000
Failure to provide adequate car insurance on your motor vehicle can result in a traffic ticket. You could also have your TN drivers license suspended.

Should your driver license get suspended you might have to complete Form SR-22 each year and submit proof of auto insurance to the TN DOS Financial Responsibility Division each year for as many as five years.

Contact three or more insurance companies to get insurance quotes. Compare insurance rates according to coverage and price so that you secure the best coverage.

Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase.

  • You could save 15% or more
  • 24 hour claims service
  • Get a FREE instant quote, today!

Visitor Comments

No visitor comments posted. Post a comment

Post Comment for "Do I need auto insurance to apply for a TN drivers license?"

To post a comment for this article, simply complete the form below. Fields marked with an asterisk are required.

User Opinions

No users have voted.

How would you rate this answer?



Thank you for rating this answer.

Continue
DMVAnswers.com (the Site) is a privately owned, for-profit Web site owned by OnlineGURU, Inc. The Site specifically disclaims any and all connection with any state bureau, division, or Department of Motor Vehicles, or any state or federal government agency. DMVAnswers.com does its best to get the correct information but does not claim responsibility for the accuracy of the information displayed herein. It is not complete or certified information. The information provided on DMVAnswers.com is not legal advice, DMVAnswers.com is not a lawyer referral service, and no attorney-client or confidential relationship is or should be formed by use of the site. Additionally, the Site expressly disclaims any and all liability for third party links or resources on the Site and any claims of negligence arising from same. For official information, please consult your state motor vehicle department.