The article has been updated successfully.Last Updated 9th of July, 2010
Do I need auto insurance to apply for a WV drivers license? West Virginia
West Virginia Auto Insurance Requirements
Sort of.You don’t need an auto insurance policy of your own, per se (without a drivers license, it’s unlikely you own a car anyway), but you do need to show the WV DMV driver license examiner proof of a car insurance policy that meets the state’s minimum requirements for the vehicle you bring to your driving test.
Those minimums are:
- $20,000 for one accident/one injury.
- $40,000 for one accident/two or more injuries.
- $10,000 for property damage.
Shopping for West Virginia Car Insurance
WV requires all vehicle owners to purchase the minimum liability insurance requirements listed above; however, even though you’re shopping for the same amount, it’s good to gather a variety of insurance quotes from different carriers to make sure you get the best insurance rates.Also note that although those are the minimum requirements, not everyone can get away with them. For example, if you purchase a vehicle with the help of a loan, your lienholder (such as the bank or finance company) will require you to purchase full coverage. It’s even more important for folks in these situations to shop around and compare insurance rates.
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