Last Updated 14th of July, 2010

How much will my insurance go up if I do not attend traffic school?

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It depends on your circumstances. Your insurance can go up significantly if you do not attend traffic school, although some insurance companies will not increase your insurance at all if this is the first ticket to appear on your driving record.

Citations and Insurance Rates

Your car insurance premium is determined by dozens of factors that the insurance companies use to build a risk profile. Your insurance premium depends on numerous circumstances. In most cases, a new citation will cause your insurance to go up. Some insurance companies won’t raise your rates for a first offense, but for the most part, a new citation means a higher premium. How much your insurance goes up with a new citation is hard to calculate. It can be anywhere from a few hundred to a few thousand dollars, depending on how much negative information is already on your driving record.

Review Your Driving Record

One thing you can be certain of, though, is that your insurance will usually rise by a higher price than it would cost you to attend traffic school if this is not your first citation. To be safe, you may want to go ahead and attend traffic school to make sure your insurance doesn’t go up. But it might be best to check your driving record first to see if you have any other citations still on your record. You can order your driving record online in just a matter of moments, so order yours today.

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