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What is the state requirement for auto insurance in Delaware?
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Liability insurance is mandatory for all vehicles registered in Delaware. Compliance requires carrying the following amounts of car insurance protection:
But being stopped is not the only way of being caught. The Delaware DE also conducts random audits for insurance compliance. If "audited," you'll need to provide the DMV with a completed Delaware Insurance Certification form, proving you have maintained uninterrupted car insurance coverage.
- $15,000 for bodily injury or death per person in any accident.
- $30,000 for bodily injury or death for more than one person in any one accident.
- $10,000 to cover property damage in any one accident.
- $15,000 of personal injury protection (PIP) covering bodily injury or death per person in any one accident.
- Collision coverage
- Comprehensive coverage
- Uninsured motorist coverage
- Under-insured motorist coverage
- Towing and labor coverage
- Rental reimbursement coverage
Proof of DE Auto Insurance
When driving, you must always carry proof of car insurance. If you cannot provide evidence of insurance when stopped, you could, if convicted, face a $1,500 fine and $3,000 for any subsequent offenses occurring within three years of each other.But being stopped is not the only way of being caught. The Delaware DE also conducts random audits for insurance compliance. If "audited," you'll need to provide the DMV with a completed Delaware Insurance Certification form, proving you have maintained uninterrupted car insurance coverage.
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