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What is the state requirement for auto insurance in Maryland?
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When you register your vehicle with the Maryland Motor Vehicle Administration (MVA), you’ll be asked to sign an auto insurance certification form stating you meet the following minimum amounts for liability insurance coverage:
If you change car insurance providers before your registration is set to expire, you’ll need to make sure a new FR-19 form is submitted. Otherwise, the MD MVA will assume you have no insurance coverage for your vehicle.
The possible penalties for failure to provide proof of financial responsibility include fines and jail time. You will also have your license plates and vehicle registration revoked and be unable to register another vehicle until all appropriate fines have been paid.
- $20,000 for bodily injury per person.
- $40,000 for bodily injury for two or more people.
- $15,000 for property damage.
Keeping Your Auto Insurance Information Current
When you register your car or renew your vehicle registration, you’ll need to file form FR-19 with the MD MVA. Your insurance company will provide you with this form, which may be faxed, mailed, or personally delivered to the nearest vehicle registration office.If you change car insurance providers before your registration is set to expire, you’ll need to make sure a new FR-19 form is submitted. Otherwise, the MD MVA will assume you have no insurance coverage for your vehicle.
The possible penalties for failure to provide proof of financial responsibility include fines and jail time. You will also have your license plates and vehicle registration revoked and be unable to register another vehicle until all appropriate fines have been paid.
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