What is the state requirement for auto insurance in Mississippi?

Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase.

  • You could save 15% or more
  • 24 hour claims service
  • Get a FREE instant quote, today!
Mississippi’s proof of financial responsibility requirements state that drivers must have a valid auto insurance policy that provides the following basic coverage amounts:

  • $25,000 of coverage for each person per single accident.
  • $50,000 of coverage per accident for bodily injury.
  • $25,000 of coverage per accident for property damage.

Purchasing Additional Car Insurance in Mississippi

When purchasing an auto insurance policy, please keep in mind that the minimum liability insurance requirements may not be suitable in all circumstances.

If you have substantial assets or used a loan to purchase your vehicle, higher coverage amounts may be in order. Many people also choose to purchase personal injury protection (PIP) and underinsured/uninsured motorist coverage as well.

Speak to your insurance agent to make sure you understand all your options. If you are concerned about the cost of your policy, there are various online resources you can use to quickly obtain quotes from several different companies. As with any other major purchase, comparison shopping is the key to making sure you’re getting the best possible car insurance rates.

Penalties for Inadequate Auto Insurance

Although you don’t need to show proof of insurance to apply for a drivers license, register your vehicle, or complete the registration renewal process, you must be able to provide proof of financial responsibility if it is requested by a MS law enforcement officer.  

There is a $1,000 fine and a registration suspension of up to one year for failure to have adequate car insurance.

Visitor Comments

No visitor comments posted. Post a comment

Post Comment for "What is the state requirement for auto insurance in Mississippi?"

To post a comment for this article, simply complete the form below. Fields marked with an asterisk are required.

User Opinions

No users have voted.

How would you rate this answer?



Thank you for rating this answer.

Continue
DMVAnswers.com (the Site) is a privately owned, for-profit Web site owned by OnlineGURU, Inc. The Site specifically disclaims any and all connection with any state bureau, division, or Department of Motor Vehicles, or any state or federal government agency. DMVAnswers.com does its best to get the correct information but does not claim responsibility for the accuracy of the information displayed herein. It is not complete or certified information. The information provided on DMVAnswers.com is not legal advice, DMVAnswers.com is not a lawyer referral service, and no attorney-client or confidential relationship is or should be formed by use of the site. Additionally, the Site expressly disclaims any and all liability for third party links or resources on the Site and any claims of negligence arising from same. For official information, please consult your state motor vehicle department.