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What is the state requirement for auto insurance in Oregon?
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In the state of Oregon, all drivers are required to carry auto insurance. The minimum car insurance required is as follows:
Oregon DMV Headquarters
1905 Lana Ave. NE
Salem, OR 97314
(503) 945-5000
- $25,000 personal injury insurance per person.
- $25,000 personal property damage coverage per person.
- $10,000 property damage liability insurance per accident.
- $50,000 bodily injury liability insurance per accident.
- $25,000 uninsured motorist coverage per person, and $50,000 per accident.
- $15,000 personal injury protection (PIP).
Personal Injury Protection (PIP)
Personal injury protection insurance is meant to cover expenses accrued after the accident, such as lost wages, medical expenses, and extensive repair expenses. You can find detailed information regarding PIP online, or by contacting the OR DMV directly:Oregon DMV Headquarters
1905 Lana Ave. NE
Salem, OR 97314
(503) 945-5000
Vehicles Exempt from Auto Insurance Requirements
The following vehicles are exempt from Oregon insurance requirements:- Antique vehicles used primarily for parades or car shows.
- Farm equipment vehicles, such as tractors and trailers.
- Motor scooters.
- Personal mobility devices.
- Non-operational vehicles.
Proof of Car Insurance
The state of Oregon requires you to carry proof of auto insurance at all times, when operating a motor vehicle. Acceptable proofs of insurance include:- Insurance card (copies accepted).
- Original insurance policy.
- Oregon dealer plates.
- Certificate of Self Insurance, issued by the Oregon DMV.
- Signed letter from your insurance agent on company letterhead.
Penalties for Driving Uninsured in Oregon
If you are caught driving without proof of auto insurance, you must submit proof to the DMV on an annual basis for the next three years. Driving uninsured could result in a traffic citation, license suspension, and hefty reinstatement fees.Post Comment for "What is the state requirement for auto insurance in Oregon?"
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