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What is the state requirement for auto insurance in South Dakota?
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Auto insurance is mandatory for all vehicles registered in South Dakota. Compliance requires carrying the following amounts of liability insurance protection:
Driving without insurance is considered a Class 2 misdemeanor. Penalties, depending on the situation, may include 30 days of jail, fines of up to $100, and suspension.
- $25,000 for bodily injury or death of one person in any one accident.
- $50,000 for bodily injury or death of two or more persons in any one accident.
- $25,000 for destruction of property in any one accident.
- Collision
- Comprehensive
- Towing and Labor
- Personal Injury Protection (PIP)
- Uninsured
- Underinsured
- Medical Payments
Carry Proof of SD Car Insurance
You must, when driving, always carry proof of auto insurance. Your insurance company should provide you with a wallet-size insurance identification card, providing all necessary information including your policy number and policy expiration date.Driving without insurance is considered a Class 2 misdemeanor. Penalties, depending on the situation, may include 30 days of jail, fines of up to $100, and suspension.
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