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What is the state requirement for auto insurance in Tennessee?
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All vehicles registered in Tennessee must, by law, have car insurance protection. Legal compliance requires the following amounts of liability insurance coverage:
Failing to carry proof of insurance is a Class C misdemeanor with fines of up to $100. Upon conviction your drivers license will be suspended.
- $25,000 for bodily injury or death of one person in any one accident.
- $50,000 for bodily injury or death of two or more persons in any one accident.
- $15,000 for property damage in any one accident.
- Collision
- Comprehensive
- Uninsured
- Underinsured
- Towing and Labor
- Personal Injury Protection (PIP)
- Medical Payments
Carry Proof of TN Auto Insurance
You must, when driving, always carry proof of car insurance. Your insurance company should provide you with a wallet-size identification card, displaying all pertinent information including your policy's expiration date.Failing to carry proof of insurance is a Class C misdemeanor with fines of up to $100. Upon conviction your drivers license will be suspended.
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