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What is the state requirement for auto insurance in Virginia?
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To comply with Virginia regulations, you must carry at least the following types and amounts of auto insurance.
Why? Because the cost of causing an accident – whether it to be a vehicle or a person – can quickly evaporate your savings, and possibly leave you in financial turmoil for years.
So, it's smart to buy as much liability protection as you can reasonably afford. You can limit the cost of the extra coverage by using higher deductibles, and by shopping around to find the best insurance rates.
With a little effort, you could save a considerable amount on your premiums. Try using a site that allows you to evaluate quotes from several providers at a glance. Then, follow up with those who offer the cheapest protection to get a detailed quote, and learn more about what they offer with their liability coverages.
VA Car Insurance Requirements
- Bodily injury liability insurance: $25,000 per person, up to $50,000 limit per accident
- Property damage liability insurance: $20,000
Is This Enough Liability Insurance?
Let's put it this way: You'd have a difficult time finding any financial expert who would recommend carrying only the minimal amount required by state law.Why? Because the cost of causing an accident – whether it to be a vehicle or a person – can quickly evaporate your savings, and possibly leave you in financial turmoil for years.
So, it's smart to buy as much liability protection as you can reasonably afford. You can limit the cost of the extra coverage by using higher deductibles, and by shopping around to find the best insurance rates.
With a little effort, you could save a considerable amount on your premiums. Try using a site that allows you to evaluate quotes from several providers at a glance. Then, follow up with those who offer the cheapest protection to get a detailed quote, and learn more about what they offer with their liability coverages.
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