What is the state requirement for auto insurance in Wisconsin?

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The state of Wisconsin raised its car insurance requirements on January 1, 2010; here are the new standards.

WI Auto Insurance Requirements

  • $50,000 of coverage for injuries or death occurring to one person in a single accident.
  • $100,000 of coverage for injuries or deaths occurring to more than one person in a single accident.
  • $15,000 of property damage coverage.
Wisconsin doesn't have any state requirements regarding personal injury protection (PIP) insurance.

You Might Need More Auto Insurance

Even though the state upped its minimum standards for liability insurance, just carrying this amount of insurance may leave you in financial peril if you're at fault in a serious accident – especially one involving bodily injuries. Most financial experts recommend carrying much more auto insurance than this.

While acquiring additional insurance can be expensive, you can limit the costs by using bigger deductibles, and by shopping around online to find providers with the most affordable rates and best coverages.

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