Your changes will require approval by an administrator before they are published.
The article has been updated successfully but requires approval before it is published.Last Updated 17th of August, 2010
What does an auto insurance company consider personal property?
|
Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase. 
|
Generally speaking, your car insurance will only cover thefts that occur to items that are attached to your vehicle, such as car speakers and mirrors.
That means other personal property items – such as a wallet, purse, laptop, watch, CD, jewelry, camera, cell phone, jacket, suitcase, or gift – won't be covered. Items that are attached to the vehicle but removable - such as a portable GPS device - likely won't be covered, either.
Even if your insurance company won't cover the loss, you might not be out of luck. Your homeowner's or renter's insurance may pay for the loss.
Before making a move, it's wise to compare insurance quotes among several insurance providers. Doing so could possibly save you hundreds of dollars on your premiums.
That means other personal property items – such as a wallet, purse, laptop, watch, CD, jewelry, camera, cell phone, jacket, suitcase, or gift – won't be covered. Items that are attached to the vehicle but removable - such as a portable GPS device - likely won't be covered, either.
Auto Insurance Policies: Coverages Differ
Of course, all of this can vary depending on how your auto insurance carrier views this matter, and what your liability insurance coverage entails. So, if something is stolen or missing from your car, it's best to contact your insurance agency or carefully read your policy to see you carrier will pay for the loss.Even if your insurance company won't cover the loss, you might not be out of luck. Your homeowner's or renter's insurance may pay for the loss.
Get Car Insurance Quotes
After reviewing your current coverage in detail, you might decide it's time to switch carriers or add extra insurance protection to your policy.Before making a move, it's wise to compare insurance quotes among several insurance providers. Doing so could possibly save you hundreds of dollars on your premiums.
Post Comment for "What does an auto insurance company consider personal property?"
To post a comment for this article, simply complete the form below. Fields marked with an asterisk are required.
User Opinions
No users have voted.
Visitor Comments