Last Updated 22nd of August, 2010

What should I do if I am involved in a car crash?

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Pick up the telephone and call the police if you are involved in a car accident. If there are serious injuries also call for medical assistance.

After the police arrive, contact your auto insurance company. Your car insurance agent will work with you to complete the accident claim.

Tips for Responding to an Auto Accident

Avoid apologizing or making promises to the other driver or passengers who were also involved in the accident. Also do not tell other parties how much auto insurance that you have or any special coverage you have. Let the insurance agents and adjusters at each driver’s insurance company discuss these matters.

Other important tips to remember should you be involved in an auto accident are:

  • Remain calm and avoid passing blame.
  • Call the police and provide details of the collision (get a copy of the police report).
  • Make sure no one is injured.
  • Avoid moving injured persons.
  • Get the name, telephone number, and insurance company name of the other driver (or drivers) and passengers involved in the accident.
  • Provide the other driver (or drivers) with your name, contact information and insurance company name.
  • Obtain names and contact information of witnesses to the car crash.
An insurance claims adjuster will be assigned to your case after you report the auto accident to your insurance company. If there are moderate damages to your vehicle and other parties it should take about 30 days to completely close out your insurance claim.

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