Do I have any control over auto repairs covered by car insurance?

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One of the first items that your car insurance company will discuss with you after you file an accident claim is the cost of auto repairs. Your auto insurance company likely has a list of repair shops that it works with. However, you are not required to take your vehicle to these repair shops.

About Auto Repairs

Take your damaged car to a repair shop that you normally deal with. Get an estimate on the costs to repair damages directly related to the auto accident.

If you take your car to the dealer or manufacturer’s repair shop they will likely have parts needed to fix your auto on site. This not only saves the time to order and receive repair parts, it also increases your chances of finding hidden damages to your vehicle.

Should the repairs exceed the insurance company settlement amount related to your auto claim, contact the claims adjuster assigned to your car accident. Get written approval from the insurance claims adjuster for the auto repair shop to make the additional repairs.

It is not uncommon for hidden or unexpected damages to be uncovered after the auto repair shop starts to work on a car. Keep all paperwork related to the auto repairs until the car accident claim is closed.

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