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Will an auto accident that isn't my fault affect my car insurance rate?
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If you have been involved in an auto accident that was not your fault, your car insurance rate is not likely to increase. However, making a certain number of accident claims, to include several small claims, could result in a higher premium over time.
Small Auto Claims
Regardless of who is a fault, a driver who consistently files small auto claims runs the risk of being assessed as an at-risk driver. For this reason, you might consider paying for that scratch on your bumper out of pocket, provided the cost of repair is minimal.Auto Insurance Discounts
Being involved in a car accident can disqualify you for certain discounts, such an accident-free discount. Review your auto insurance policy for discount eligibility requirements.Car Insurance Cancellation
In the worst-case scenario, filing several car accident claims can result in policy cancellation. If your policy is canceled, you will likely have to pay a higher premium with another insurance company.Post Comment for "Will an auto accident that isn't my fault affect my car insurance rate?"
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