Your changes will require approval by an administrator before they are published.
The article has been updated successfully but requires approval before it is published.Last Updated 23rd of February, 2010
Does my car insurance company offer a discount if I take a driving safety course?
|
Enter your Zip Code below to get a Free Quote. We suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase. 
|
Maybe.
Many car insurance companies offer a discount to a policyholder who’s completed a driving safety course, and the discount is mutually beneficial: If a policyholder completes a defensive driving course, he has extra knowledge and experience and is more likely to avoid costly accidents and save the insurance company money.
Keep in mind that taking a defensive driving course might actually help you get two discounts in the long run: One for attending, and another that’s universally known as a “good driver” discount. A good driver discount is one many auto insurance providers offer policyholders who stay away from at-fault accidents for certain periods of time. By taking a driving safety course, you better arm yourself with the knowledge and skills necessary to avoid those accidents, which increases your chances of becoming eligible for a good driver discount.
When you talk to your insurance agent about such discounts, be sure to ask about which courses the company accepts. For example, one provider might accept completion certificates from classroom courses only, and others might accept certificates from both a classroom course and an online traffic school.
Traffic Tickets
You should note that when it comes to a traffic ticket, such as a speeding ticket, you might be able to enroll in traffic school to have the ticket dismissed (depending on your state or court, of course), but that same traffic school attendance might not work double duty to also give you an insurance discount. It depends on your carrier, so be sure to talk with your agent before making any plans.
Many car insurance companies offer a discount to a policyholder who’s completed a driving safety course, and the discount is mutually beneficial: If a policyholder completes a defensive driving course, he has extra knowledge and experience and is more likely to avoid costly accidents and save the insurance company money.
Keep in mind that taking a defensive driving course might actually help you get two discounts in the long run: One for attending, and another that’s universally known as a “good driver” discount. A good driver discount is one many auto insurance providers offer policyholders who stay away from at-fault accidents for certain periods of time. By taking a driving safety course, you better arm yourself with the knowledge and skills necessary to avoid those accidents, which increases your chances of becoming eligible for a good driver discount.
When you talk to your insurance agent about such discounts, be sure to ask about which courses the company accepts. For example, one provider might accept completion certificates from classroom courses only, and others might accept certificates from both a classroom course and an online traffic school.
Traffic Tickets
You should note that when it comes to a traffic ticket, such as a speeding ticket, you might be able to enroll in traffic school to have the ticket dismissed (depending on your state or court, of course), but that same traffic school attendance might not work double duty to also give you an insurance discount. It depends on your carrier, so be sure to talk with your agent before making any plans.
Post Comment for "Does my car insurance company offer a discount if I take a driving safety course?"
To post a comment for this article, simply complete the form below. Fields marked with an asterisk are required.
User Opinions
No users have voted.
Visitor Comments