Will I still get a discount on my car insurance rate if I take a course from the cheapest traffic school?

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Check with your car insurance provider to determine if completing a course through a particular traffic school (especially the cheapest traffic school) will earn you a discount. There might be a reason a specific defensive driving course costs so little.

Adjectives have no bearing on whether you receive discounted car insurance. It does not matter if you enroll in the cheapest traffic school or the priciest one. The decision lies with your insurance carrier. So before enrolling in the first online traffic school you see, contact your insurance company. Each company maintains a different policy regarding courses. Some may only offer discounts for different age groups. Drivers older than 55 and teens, for example, are two popular age categories, usually receiving 10% off.  

If you find out your insurance company does offer traffic school discounts, you'll need to learn if it only recognizes certain schools. If yes, ask for a list of accepted traffic school companies. 

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