Last Updated 8th of March, 2010

Will a DUI first offense affect my auto insurance?

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Each auto insurance company adopts its own policies regarding drunk driving. But with most carriers you will find that a DUI first offense will classify you as a "high risk driver," causing a spike in your car insurance rates or, depending on your situation, the cancellation of your policy. There's no hiding it from your insurance provider, as a DUI or DWI will be added to your driving record.

Plus, 45 states require drivers to get an SR 22 following a drunk driving conviction. This document verifies insurance protection. Your provider will file this with the state as proof of you meeting financial responsibility requirements. Depending on your state you may be required to have an SR 22 for several years following the reinstatement of your license. 

For a better understanding of DUI laws contact a DUI lawyer. They specialize in DUI cases, allowing them to answer all of your questions. Their expertise can help minimize your penalties, reducing fines, jail time and suspensions.

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