Insurance Agency

• What does an auto insurance company consider personal property?

  ...the vehicle but removable - such as a portable GPS device - likely won't be covered, either. Auto Insurance Policies: Coverages Differ Of course, all of this can vary depending on how your auto ins...

• Will an auto insurance claim affect my car insurance premium?

  ...revious claims and your insurance company. Auto Insurance Claim Frequency If you boast a spotless...ing you're a high risk driver. Your Insurance Agency All auto insurance companies maintain diff...

• Do I need to buy rental car insurance?

  ...credit card company ahead of time to inquire about the types of coverage available to you. Rental Insurance vs. Personal Auto Insurance Unlike your personal auto insurance policy, you will not have...

• Where can I find a list of insurance codes?

  This can be a little tricky, and take some work. Insurance codes are assigned by each state to every company authorized to sell insurance within their state. (The state department of insurance decid...

• How often should I compare car insurance quotes?

  ...cy that offers better protection than your current coverage. Use Caution with High Deductible Car Insurance As you’re investigating online auto insurance quotes, make sure to take note of the...

• Do car insurance companies share my information?

  Car insurance companies do not directly share your personal information with each other. However, reporting claims that you have made to a national database known as C.L.U.E. (Comprehensive Loss Under...

• What are the benefits of having a high car insurance deductible?

  ...omparing policies with the same level of coverage and the same deductible. Factors Affecting Car Insurance Rates There are many different factors that affect the rate you pay for your car insuranc...

• Do car insurance companies look at my driving record?

  Yes. A few significant factors go into setting insurance rates. Vehicle replacement costs and the costs to repair the vehicle are the first key factors in setting premiums for auto insurance. Liabilit...

• What factors may affect my car insurance premium?

  ...laims) Gender Marital Status Occupation (whether a vehicle is used) Credit rating Prior Insurance Type of Coverage Requested Vehicle Type and Value (i.e. 2-door, 4-door, sedan, sports...

• For how many years will an auto insurance company review my driving record?

  That depends on a few factors, as you'll see. How Car Insurance Companies View a Driving Record Your auto insurance company may have a different policy than other carriers about how many years they...

• How long does it take to process an auto insurance claim?

  ...ong the processing will take based on whether it’s a simple or difficult auto claim. Simple Insurance Claims Any auto accident in which there is no doubt behind the cause or who was at fault,...

• Is there a grace period for purchasing auto insurance?

  ...insurance immediately or as soon as possible and always keep up with your insurance renewal. Car Insurance Grace Period After Purchasing a Vehicle As a requirement for vehicle registration, most s...

• Which state agency handles boat registration?

  ...visions under a variety of different names: Game and Fish Department in Wyoming; Wildlife Resources Agency in Tennessee; State Marine Board in Oregon; etc. and so forth. Register Your Boat Be sure...

• Do I need auto insurance to apply for a MS drivers license? Mississippi

  Auto Insurance and Your MS Drivers License No, you do not need to have car insurance when you get a driver license. However, any car you drive must be insured. You will have to show proof of car ins...

• At what age does car insurance go down?

  For the young, turning a certain age can mean the possibility of driving a car and all the joy that can bring. If you are a male between the ages of 18 and 24, however, you will generally pay more for...

• Is it a good idea to insure my home and car with the same insurance company?

  ...ndling home insurance with car insurance can save you up to 20% on protection rates. Combine Auto Insurance and Homeowners Insurance As with any insurance policy, be sure, before settling on one in...

• What are the guidelines for a low mileage auto insurance discount?

  ...states and by certain companies. If you are interested in obtaining PAYD car insurance, contact the Insurance Department in your state for a recommended PAYD insurance company. PAYD Insurance Disco...

• Do I need auto insurance to apply for a WI drivers license? Wisconsin

  Wisconsin Car Insurance and Your Drivers License As of June 1, 2010, car insurance is required for all Wisconsin drivers. However, you do not need to provide proof of auto insurance when applying for...

• How do I make changes to a car insurance policy?

  ...tibles or premiums, could require you to change auto insurance providers. Reasons for Making Auto Insurance Policy Changes Typical reasons for making changes to car insurance include: Marria...

• Do I need auto insurance to apply for a NM drivers license? New Mexico

  Auto Insurance Requirements for a New Mexico Drivers License The New Mexico Motor Vehicles Division (MVD) mandates that you have adequate auto insurance on your car before you receive your drivers li...